Bill Hartzer provides the http://www.billhartzer.com Web site as a service to the public and web site owners.

Bill Hartzer is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within the site. While the information contained within the site is periodically updated, no guarantee is given that the information provided in this Web site is correct, complete, and up-to-date.

Although the Bill Hartzer Web site may include links providing direct access to other Internet resources, including Web sites, Bill Hartzer is not responsible for the accuracy or content of information contained in these sites.

Links from Bill Hartzer to third-party sites do not constitute an endorsement by Bill Hartzer of the parties or their products and services. The appearance on the Web site of advertisements and product or service information does not constitute an endorsement by Bill Hartzer, and Bill Hartzer has not investigated the claims made by any advertiser. Product information is based solely on material received from suppliers.

Please note: You will need to check with your own legal advisor to ensure that your site meets all its necessary legal obligations. Our examples do not constitute legal advice and Bill Hartzer disclaims all liability for damages of any kind arising out of use, reference to, or reliance on any information provided.

You should also remember that laws regarding online disclaimers, privacy policies, copyright and terms and conditions are complex and may differ between countries. You should regard my advice and guidelines as a starting point only.