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Bill Hartzer provides the http://www.billhartzer.com Web site as a service to the public and web site owners.
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Please note: You will need to check with your own legal advisor to ensure that your site meets all its necessary legal obligations. Our examples do not constitute legal advice and Bill Hartzer disclaims all liability for damages of any kind arising out of use, reference to, or reliance on any information provided.
You should also remember that laws regarding online disclaimers, privacy policies, copyright and terms and conditions are complex and may differ between countries. You should regard my advice and guidelines as a starting point only.